Get a Good Deal on Your Health Insurance Without Getting Ripped-Off
Get a Good Deal on Your Health Insurance Without Getting Ripped-Off
Whether you currently have health insurance, are looking to purchase it, or believe it is simply something you cannot afford to buy, Get a Good Deal on Your Health Insurance Without Getting Ripped-Off offers every consumer a complete and concise guide to getting the most from individual, small business, Medicare, Medigap, and employer health insurance.
* Advice from health insurance agents and financial advisors
* A step-by-step process that guides you through buying health insurance
* Plenty of sidebars and illustrations to keep a dry topic interesting
* A method to compare your health insurance options, dollar-to-dollar, to get the best deal
* Ways to avoid pitfalls, scams, and rip-offs using real world tips and examples
* Tips to avoid losing health insurance when you leave a job, retire, retire early, or get laid off
* Listings in the book and online that direct you to the right government, association, and business resources
* A way to get your best deal whether you are young, old, healthy, or have a medical condition.
Get a Good Deal on Your Health Insurance Without Getting Ripped-Off is concise, saving you time by not including any fluff or filler that you have to wade through, just useful information that is easy to understand and apply. Truly a hands-on cookbook for buying health insurance. Get a Good Deal on Your Health Insurance Without Getting Ripped-Off contains everything you need to know to make an educated decision about your health insurance and to be in control of this complex purchase.
User Ratings and Reviews
5 Stars This Book Saved Me Money!!!
My husband and I recently had to select a family health-insurance plan provided through his employer. We were given three options and had very differing opinions. While I am comfortable with bigger deductibles and lower monthly premiums, my husband prefers the more conservative, cadillac of insurances where we pay almost nothing for doctor visits, deductibles, prescriptions, etc. While this is certainly an appealing concept, is it really necessary, especially when the cost of such insurance is so ridiculously high? The tools provided in this book helped us to truly evaluate the value of each plan in how they relate to our family. It’s nice to finally understand some of the complexities of insurance from a perspective other than an insurance agent.
5 Stars BEST RESOURCE FOR UNDERSTANDING HEALTH INSURANCE!
This book clearly and distinctly explains the considerations to know when looking for the best plans for your needs. This book explains in laymans terms how to understand health insurance, what questions to ask and how to make sure that you get the best deal.
As a licensed insurance agent, I have considered using this book to do insurance seminars!!!
5 Stars Everything you need to know before purchasing health insurance
Do you feel like you are paying too much for your health insurance? Before you go out and replace your current health insurance plan, you need to do your research to understand the different options that are available for you to choose from. This book provided me with an understanding of the different options and explained what the different health plans really mean in terms of coverage and out-of-pocket expenses. The content is presented in an easy to understand format and I guarantee you will understand more about health insurance plans and out-of-pocket expenses after reading this book.
Years ago, health insurance was almost always provided by your employer. The only choice you had to make through your Human Resources Manager was whether to choose plan A, B, or C. Today, more individuals are purchasing health insurance on their own. As the cost of health care continues to rise, many employers can no longer afford to provide their employees with health insurance. Some employers are even offering their employees more affordable options that are described with words like “consumer directed”, “high deductible”, and “HSA”. What does this mean for you? My advice to you — before you go out and purchase health insurance on your own, you should get up to speed on some important issues that can save you thousands of dollars and avoid making painful mistakes selecting the wrong plan for you/your family. Purchasing health insurance requires a level of knowledge that many of us are not comfortable with. This book will take the mystery out of health care shopping and save you money in the process.
1 Stars You’ve Got To Be Kidding?
What makes this self-proclaimed expert an expert? He bought an insurance policy. Woohoo! Well guess what? So have millions of other people.
As a licensed health insurance broker, I am offended that someone with no professional training or expertise has written a book claiming to be an expert.
Caveat emptor!
If anyone truly wants to learn how to buy a good health plan without getting “ripped off” as he calls it, all they need to do is procure the services of a professional insurance broker–one with an actual license to offer such advice.
What’s next? A book on how to have brain surgery without getting ripped off, written by a guy who “shopped around” for the best “deal” on brain surgeons?
5 Stars Much more than expected!!
As someone who always has had an employer sponsored health care plan, I was surprised that going out on my own would be more cost effective. I bought this book on recommendation of a friend. Boy, I am glad I took their advice. With the information found in the book, my wife and I quickly learned many basic facts about different health care plans. We then compared our current policy to various policies that we could get on the open market. As a result of this research we have now switched policies for my wife and children allowing us to take advantage of a Health Savings Account. This was a great savings for our family and should provide a long-term savings opportunity. Chapter 4 on how to compare plans and Chapter 5 on how to anticipate annual expenses were particularly helpful as we were determining which was the right plan for our specific needs. Our take home lesson was that health insurance is not a “one size fits all” product, and we are really pleased with our decision to change to a policy more suited to our situation.
Filed under: Insurance Book Reviews