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Rethinking a “deeply flawed” retirement system

Bernard Winograd is executive vice president of Prudential, which sells many of the financial pieces that Americans need for retirement. Even from the point of view of someone who sells insurance, mutual funds and annuities, though, the U.S. model of retirement savings is in need of repair.I’m in Washington for the next few days at a program on “Retirement Issues in the 21st Century,” sponsored by the National Press Foundation. Winograd was the first speaker, and he started us off with a call to

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